Terms and Conditions

Website

By accessing the Classic Cover’s Website (“Website”), you agree to be bound by the terms and conditions set out below.

The domain name for the Website is owned by Classic Cover Insurance Limited (“Classic Cover”). The Website/s, content and information available through the Website/s are owned and operated by Classic Cover.  

Classic Cover has taken all reasonable care to ensure the accuracy of the information available on or through the Website. However, it is of a general nature and does not take into account any individual’s particular circumstances. Classic Cover makes no warranty, express or implied for accuracy, correctness, completeness or use of information that is available on or through the Website.  

Classic Cover will take action to correct any error or inaccuracy which is brought to its attention, within a reasonable time.  

 

Duty of Disclosure

You have a duty to disclose to us, whether asked for or not, all information that might influence the decision to offer you insurance cover and if so, on what terms and/or premium ("material information"). This duty exists prior to the inception, renewal or variation of your policy. Failure to disclose all material information may result in your policy being avoided. This means your policy will be deemed never to have existed and any claims will not be payable.

If you have any doubt as to whether a fact is material then it should be disclosed.

 

NZ Resident Refund Policy

This policy may be cancelled by the insured at any time by notice to Classic Cover. Classic Cover will refund to the insured 100% of the amount of any unexpired premium already paid on a pro rata basis, subject to our retained premium

 

Amendments

Classic Cover may amend these terms of use from time to time, so you should check and read these terms of use regularly. By continuing to use this site after any such amendment, you are deemed to have agreed to the amended terms of use.

 

Jurisdiction and governing law

This site and its content have been prepared in accordance with the requirements of New Zealand law. These terms and any matters or disputes connected with this site will be governed by New Zealand laws and will be dealt with by New Zealand courts.

 

Copyright

Classic Cover owns the copyright to the information available on this Website, including images, text, screens, web pages and logos. The information available on the Website may not be copied, reused (other than expressly intended by this site), modified or published without the written permission of Classic Cover. If you would like to use the information and services on this Website for uses other than the intended use, please email or call us on

 

Links

Any links and references to other websites are provided for convenience and information purposes only, and do not represent any endorsement by Classic Cover of those websites or any information contained in those websites.

 

Intellectual property rights

© Classic Cover Insurance Ltd 2026. All rights reserved. All intellectual property on this site, including, without limitation, the text, graphics and copyright works, is owned by Classic Cover (or the relevant content supplier). Classic Cover is the exclusive owner of all rights in the compilation, design and layout of this site.